Privacy Policy

Effective Date - 25th May 2018

We at CreditCruncher respect the privacy rights of our customers and recognise the importance of protecting the personal information we collect about you. Our Privacy Policy is designed to help you understand what information we collect and how we use and share that information. This Privacy Policy applies to our Websites and Services. 

As used in this Privacy Policy, “CreditCruncher,” “us” and “we” refers to CreditCruncher Ltd.The “Websites” means CreditCruncher’s websites including without limitation, and any successor URLS, and related domains and subdomains)

If you have any queries or requests concerning this privacy policy or how we handle your data more generally, please contact our Data Protection Officer at

What Information We Collect

We may collect personally identifiable information such as your name, email address, taxation details, and accounting and financial information. This information can be classified as follows;

Registration and Contact information

We collect personal information directly from you when you register to use the Service, use the Service, post to the CreditCruncher blog, contact the CreditCruncher support team, and visit our website.

Payment Information

If you purchase CreditCrunchers services we will also collect transaction information, which may include your credit card information, billing and mailing address, and other payment-related information. 

Technical and Usage Information

We automatically collect information on how you interact with CreditCruncher, such as your IP addresss, date and time, information about your browser, operating system and computer or device, pages viewed, items clicked and location information provided by your computer or device.

Third Party Platforms

We may collect information when you interact with our content on third-party sites or platforms, such as social networking sites. This may include information such as “Likes”, profile information gathered from social networking sites or the fact that you viewed or interacted with our content.

Accounting Information

In order to provide our Service we connect to your accounting application (such as Xero).  As part of the connection process, permission is granted to CreditCruncher to obtain, process and store specific data from your accounting information within our system. 

How We Use Collected Data

Personally Identifiable Data

We collect and uses your personal information to operate our website(s) and deliver the services you have requested. We may use your information in the following ways;

Non-Personally Identifiable Data

By using the service, you agree that we can access, aggregate and use non-personally identifiable data CreditCruncher has collected from You. This data will in no way identify you or any other individual. We may use this aggregated non-personally identifiable data to:


The CreditCruncher site uses “cookies” to collect and store information when you visit our service. A cookie is a small text file that is stored on your computer and can only be read by a web server in the domain that issued the cookie to you. Cookies allow us to collect information about your use of our site, including any information you provided.  This improves your experience as any information you previous provided can be quickly retrieved and used.

You have the ability to accept or decline cookies.  You can also delete cookies from your computer, however if you delete or decline cookies this may impact on your ability to utilise the full features of our site. 

Changes To The Policy

We reserve the right to amend this Privacy Policy at any time. We will make every effort to communicate any significant changes to you via email and will indicate on this page the effective date of the new policy. We will regularly review this Privacy Policy to ensure compliance and relevance.   

We would encourage you to periodically review this statement to remain informed on how CreditCruncher protects your information. Your continued use of the Service will be deemed acceptance of any amended Policy.